Last updated: January 18, 2026

Websites & Platforms Covered

These Terms & Conditions (“Terms”) apply to all products, content, and services offered by Maria Matkowski, including but not limited to those sold or accessed through https://mariachristine.com, as well as affiliated platforms such as GoHighLevel, CaptivationHub, Skool, Instagram, Facebook, YouTube, and any other official Maria Matkowski sales, membership, or content channels.

Introduction

These Terms govern your use of all digital products, courses, PDFs, downloads, memberships, templates, consulting, coaching, and related services (“Products” or “Services”) provided by Maria Matkowski (“Company,” “we,” “our,” or “us”).

By purchasing, accessing, or using any of our Products or Services, or by checking the box on our checkout page, you (“Customer,” “You,” or “Your”) agree to be bound by these Terms.

1. Eligibility and Capacity

By using our Products or Services, you represent that you are at least 18 years old and legally capable of entering into a binding contract.

2. Intellectual Property

All content provided through our Products and Services, including but not limited to courses, PDFs, downloads, membership content, videos, templates, graphics, logos, written materials, and digital resources, is the sole intellectual property of Maria Matkowski, unless expressly stated otherwise.

You are granted a limited, non-transferable, non-exclusive license for personal or internal business use only. You may not copy, share, distribute, reproduce, sublicense, or resell any part of the content. Unauthorized use may result in immediate revocation of access and legal action.

Use of Likeness & AI Restrictions

You may not use any photographs, videos, voice recordings, likeness, or content featuring Maria Matkowski, including appearances on video, social media, courses, or public platforms, for the purpose of training, generating, cloning, or reproducing content using artificial intelligence (AI) or machine learning technologies.

This includes, without limitation, deepfakes, voice replication, dataset training, or image generation tools. Any such use is strictly prohibited and may result in legal action, including claims for violation of publicity rights, intellectual property infringement, and misrepresentation.

3. License and Usage Restrictions

Access to our Products and Services is granted solely for your own use. You may not share login credentials, redistribute content, or make our Products available to third parties. Use of our content to create competing products or services is prohibited.

4. Services, Coaching & Educational Disclaimer

Our Products and Services, including courses, memberships, PDFs, consulting, and coaching, are provided for educational, informational, and business purposes only.

We do not provide legal, medical, tax, or financial advice. Any decisions or actions you take based on our content or Services are solely your responsibility. We make no guarantees regarding specific results or outcomes.

5. Testimonial Disclaimer

Testimonials and examples reflect individual experiences and are not guarantees of future results. We do not independently verify all testimonials, and results will vary.

6. Income Disclaimer

Any income examples, earnings statements, or client results shared are for illustrative purposes only and do not constitute guarantees. Your results depend on many factors, including your experience, effort, and market conditions.

7. Assumption of Risk

You acknowledge that business activities, online learning, and digital services involve inherent risks. You assume full responsibility for your outcomes and agree that we are not liable for any losses, damages, or results.

8. No Refund Policy

All sales are final. This includes digital courses, PDFs, downloads, memberships, and other digital products or services. No refunds, exchanges, or credits will be issued, except where mandatory consumer protection laws (including applicable EU law) require otherwise.

9. Limitation of Liability

To the maximum extent permitted by law, Maria Matkowski shall not be liable for any indirect, incidental, special, or consequential damages. Any liability is strictly limited to the amount paid by you for the applicable Product or Service.

10. Indemnification

You agree to indemnify and hold harmless Maria Matkowski from any claims, damages, losses, liabilities, or expenses arising from your use of the Products or Services or your violation of these Terms.

11. Dispute Resolution and Arbitration

The parties shall first attempt to resolve any disputes amicably within 60 days of written notice. If no resolution is reached, the dispute shall be finally resolved by arbitration under the Rules of Arbitration of the German Institution of Arbitration (DIS).

- Seat of arbitration: Munich, Germany

- Language of proceedings: German

- Applicable law: German substantive law

12. Governing Law

These Terms are governed by the laws of the Federal Republic of Germany. The courts of Munich, Germany shall have exclusive jurisdiction where legally permissible.

13. Modifications

We may update these Terms at any time. Continued use of our Products or Services after changes constitutes acceptance of the revised Terms.

14. Privacy

Your use of our Products and Services is also governed by our Privacy Policy: https://mariachristine.com/privacy-policy